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It doesn't matter simply how much a family group earns, they still will probably be confronted by financial emergencies every now and then, which is nearly impossible to foresee some of the events that families need to handle.
It is sometimes complicated to plan to get a sudden family illness where a small child should be admitted to the hospital. Or the car which everybody is determined by to deliver transportation back and forth from work stops working. Then there is the from town relative that falls ill an is really serious condition, which demands a visit.
These are events that whatever you have planned, you will need to put the rest on hold and often just that one thing, not to mention it will take money too, to attend to that.
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