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It really doesn't matter exactly how much a family group earns, they still will probably be confronted with financial emergencies from time to time, in fact it is pretty much impossible to foresee some of the events that families have to deal with.
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These are generally events that whatever you have planned, you need to put anything else on hold and often simply that a very important factor, and of course it will take money too, to attend to that.
However, this is a great relief and it possesses a great feeling of reassurance to learn you have ready cash for sale in case it is actually needed for just these sorts of situations. In a way, it is just just like having money in the financial institution to understand that if you really want it, your money will be in your hands everyday or so, and it can be used and repaid time and time again and again.
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